金融参事职业能力评价规范 EvaluationStandardsforProfessionalAbilityofFinancial CounselorsICS03.060 CCSA11T/HFDA 2022-10-20发布 2022-10-20实施 海南省金融发展促进会发布T/HFDA1003-2022团体标准 全国团体标准信息平台 全国团体标准信息平台 I目次 前言.................................................................................III 引言..................................................................................IV 1范围................................................................................1 2规范性引用文件......................................................................1 3术语和定义..........................................................................1 3.1金融参事.........................................................................1 3.2金融参事服务.....................................................................1 4工作原则............................................................................1 4.1客观中立.........................................................................1 4.2自主自愿.........................................................................1 4.3问题导向.........................................................................1 5角色定位............................................................................2 5.1战略诊断者.......................................................................2 5.2投资、融资筹划建议者.............................................................2 5.3金融风险管理解决方案提供者.......................................................2 5.4税收筹划建议者...................................................................2 5.5财务优化顾问方案提供者...........................................................2 5.6企业金融规划顾问.................................................................2 6服务对象............................................................................2 7服务形式............................................................................2 8服务过程............................................................................2 8.1初步接洽.........................................................................2 8.2制作初步方案.....................................................................2 8.3与企业客户签约...................................................................3 8.4多渠道收集企业信息...............................................................3 8.5研究企业财务状况，把握企业发展战略...............................................3 8.6企业金融需求的识别和确认.........................................................3 8.7客户风险承受能力评估.............................................................4 8.8对接内部、外部资源...............................................................4 8.9针对性地开发、组合适合的金融产品.................................................4 8.10金融参事服务的成本核算..........................................................5 8.11拟定金融参事服务方案，提请客户审核..............................................6 8.12审核通过后，执行金融参事服务方案................................................6 8.13执行结果反馈与调整..............................................................6 8.14客户投诉处理....................................................................6 9职业道德............................................................................7 9.1总则.............................................................................7 9.2金融参事的职业道德...............................................................7 10职业能力...........................................................................8 10.1基本能力........................................................................8T/HFDA1003-2022 全国团体标准信息平台 II10.2专业知识.......................................................................8 10.3能力提升........................................................................8 11评价方法...........................................................................8 11.1评价标准........................................................................8 11.2评价条件........................................................................8 11.3评价流程........................................................................9 12支持办法...........................................................................9 12.1平台支持....................................